FHA loans have been touted recently as a great mortgage option because they offer lower interest rates and are easier to qualify for. But easiest doesn’t always equal cheaper or better. Because they are insured by the Federal Housing Administration, the mortgages allow down payments as low as 3.5 percent and have less stringent underwriting [...]
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Business Loan Program
The U.S. House on Thursday approved a small-business loan measure supported by Gov. Martin O’Malley (D) and state business Secretary Christian S. Johansson, who testified in its support last month. The legislation would provide additional funding to allow states to guarantee loans for small businesses that qualify. The national proposal is similar to a Maryland [...]