Merchant Funding

Loan Term – The length of time the borrower has to repay debt. Long Term Debt – Financing used to purchase or improve assets such as plant, facilities, large equipment and real estate. Maturity – A loan’s maturity is the life of the loan; that is, how long you have to repay the loan. It [...]

Accounts Receivable Financing – A loan gained by borrowing against receivables. Loans are paid down as receivables are collected. Annual Fee – The amount charged by the lender each year to cover the administrative costs of the loan. Business Credit Card – An amount of money, which a business can borrow against at times it [...]

With the ever-rising costs of living, debts are something that piles up in our lives that are a major cause of stress. We often find ourselves in a quagmire of financial crisis when we try to extend our credit for the next month just to find out that we are again facing the same problem [...]

Many say the economy is improving, and experts say once frozen credit markets are beginning to thaw, but some small businesses are still having a tough time getting loans. The owners of Twilight Bistro are hoping to expand, but they said the market for loans is still tight. “They want as much assets as what [...]

The word is out that the new stimulus bill (American Recovery and Reinvestment Act of 2009) has a special provision creating a Federal government secondary market for SBA guaranteed loans. If you are a small business owner, will this loosen up my lender purse strings and allow some money to trickle down from the big [...]

Small businesses at the Shore were approved for more loans at the end of last year, the U.S. Small Business Administration said Wednesday, in a sign that the tight credit standards may be thawing. Forty-nine Monmouth and Ocean county businesses received SBA-backed loans worth $18.1 million during the last three months of the year, up [...]