When the financial crisis hit, many banks became tightfisted, and plenty of potential borrowers walked away empty-handed. But financial institutions have emerged from the recession stronger and ready to lend. “Credit is available. No question about it,” says James Chessen, chief economist for the American Bankers Association. “Banks are being careful because the economy is [...]
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Many say the economy is improving, and experts say once frozen credit markets are beginning to thaw, but some small businesses are still having a tough time getting loans. The owners of Twilight Bistro are hoping to expand, but they said the market for loans is still tight. “They want as much assets as what [...]